There’s been some talk about the recent mortgage rate changes. If you’re curious or concerned about how this affects your dream of owning a home, you’ve come to the right place. Alright, so the big news is that the 30-year fixed rate has dropped to 7.33%, and the 15-year rate is sitting at 6.71%. These […]
- Loan Programs
- Mortgage Process
- Mortgage Rates
Current Mortgage Rates Let’s chat about something that’s on a lot of people’s minds lately: Will Mortgage Rates Drop After the next Fed Meeting?Remember back in 2021, when snagging a 30-year fixed-rate mortgage at nearly 3% was almost routine? Fast forward to today, and we’re staring at rates of 7.14% for 15 years and 7.87%
Understanding Mortgage Affordability Embarking on the journey of buying a home is thrilling yet daunting, largely hinging on a pivotal question: “How much can I afford?” Grasping the nuances of mortgage affordability isn’t just a cursory step; it’s a cornerstone of making a sound decision that aligns with your financial landscape and aspirations. This article
Welcome to the homebuyer’s journey, where the path to owning your dream home is often shrouded in myths and misconceptions. It’s easy to get lost in a sea of advice that seems to complicate rather than clarify. That’s why we’re here to tackle the top 10 mortgage myths head-on, providing you with the straightforward
Discover the advantages of USDA Loans: Zero-Down-Payment Mortgages for Rural and Suburban Home Buyers. No down payment, lower interest rates, and no PMI. Learn more!
How Credit Scores Impact Your Mortgage Rates: Explore how credit scores influence mortgage rates and learn how to improve your credit score for better loan terms.
Looking to buy a home but worried about credit or debt? Good news! FHA loans have looser requirements than Conventional loans, making it easier to qualify for a mortgage. Save money with lower down payments and competitive interest rates. Find out how FHA loans can help you become a homeowner.
Discover the groundbreaking Burnett v. NAR et al case as a jury holds the NAR liable, challenging the real estate industry’s core rules and practices. Learn about the implications and NAR’s response in this informative post.
Are you a first-time homebuyer wondering about the minimum credit score requirement? Learn about how your credit score impacts your mortgage loan approval and discover practical steps to improve it in this comprehensive article.